| Fee Type |
Fee |
Description |
| New Member Fee |
$5 |
upon joining |
| Account Closure* |
$20 |
*if within 30 days of opening |
| Re-open Membership* |
$10 |
*if re-opened within 1 year |
| Withdrawal Fees: |
| Regular Savings |
$5 each |
over 2 per month |
| Christmas Club |
$10 each |
over 1 per calendar year |
| Vacation Club |
$10 each |
over 1 per calendar year |
| Loan Processing Fees: |
| Loan Advance |
$25 |
per loan advance processed and application submitted |
| Credit Search |
$30 |
if intense credit search is performed |
| Flood Zone |
$25 |
certification fee |
| Real Estate Loan Fees: |
| 1st & 2nd Mortgage Fee |
$300 |
— |
| Home Equity |
$250 |
Less than $25,000 |
| Home Equity |
$500 |
Loans $25,000-$50,000 |
| Loan Late Fees |
5% of payment-$5.00 min. |
if loan payment is over 10 days late |
| Blue Ribbon Checking Fees:
(Account for those 65 and older) |
| Monthly Fee |
$0 |
*if balance drops below
$50 minimum, $4.00 monthly fee will be charged |
| Comfort Checking Fees: |
| Monthly Fee |
$6 |
with $50 minimum balance |
| Monthly Fee |
$10 |
if balance drops below
$50 minimum |
| MyPace Checking Fee: |
| Monthly Fee |
$0 |
no minimum balance |
| Choice Checking Fee: |
| Monthly Fee |
$10 |
if balance drops below
$100 minimum |
| Elite High-Yield Checking Fee: |
| Monthly Fee |
$10 |
if balance drops below $10,000 minimum |
| Free Elite checks, stop payments, check copies, cashier's checks, money orders, and travelers checks. |
| Sharedraft Fees: |
| EFT Overdraft |
$25 |
— |
| Return or Paid Items (NSF) |
$25 |
— |
| Stop Payment Request |
$20 |
— |
| Returned Deposit Item |
$20 |
— |
| Third Party Teller Check |
$2 |
— |
| Copy of Draft |
$5 |
via fax |
| Automatic Transfers* |
FREE |
— |
| Daily Negative Balance Fee |
$5 |
per day |
| Wires - U.S. |
$8 |
per wire fee |
| Wires - Int’l |
$35 |
per wire fee |
| Receiving Wire Transfer |
$1 |
— |
| Incorrect Address Fee |
$1 |
upon receiving returned mail |
| Reconcile Account |
$20 |
per hour fee |
| Research Fee |
$10 |
per hour fee if mistake is not the Credit Union’s |
| Monthly Statement |
FREE |
additional copies are $1 each |
| Interim Statement |
$1 |
per copy fee if you request info on drafts or deposits between previous and upcoming statement |
| Counter Checks |
1st 4 Free*; $1 each additional |
*4 Free with new acct, provided check order placed at time of opening, thereafter one free w/check order |
| Monthly Service Charges: |
| Dormant Fee |
$5 |
12 mo. w/o activity - annual charge until zeroed out |
| Other Service Fees/Charges: |
| Travelers Checks |
$1 per $100 |
— |
| Travelers Checks for two |
$2.50 per $100 |
— |
| Credit Card-Over Limit Fee |
$20 |
— |
| Credit Card Payment Late Fee |
$20 |
— |
| VISA Gift Card |
$3 |
— |
| Visa TravelMoney Card |
$6 |
— |
